The Vice President reports to the President and serves as the Chief Academic Officer of Pratt Community College and provides strategic and operational leadership to the Division of Instruction. The successful candidate will provide oversight for all academic affairs supporting academic programs...

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Types of Aid

* Any loans disbursed on, or after July 1, 2014, interest rates for Direct Loans will be 4.66% and Parent Plus Loans will be 7.2%

Federal Pell Grant

  • Does not have to be repaid
  • Available almost exclusively to undergraduates
  • Total amount may not exceed the equivalent of six years of Pell Grant funding

Learn more here
 

Federal Supplemental Educational Opportunity Grant (FSEOG)

  • Does not have to be repaid
  • For undergraduates with exceptional need
  • Federal Pell Grant recipients take priority
  • Funds depend on availability at school
  • $100-$4,000

Learn more here.

Federal Work-Study

  • Money earned while attending school
  • Does not have to be repaid
  • For undergraduates and graduate students
  • Jobs can be on campus or off campus
  • Students are paid at least federal minimum wage
  • No annual minimum or maximum amounts

Learn more here
 

Direct Subsidized Loan

  • Must be repaid with interest
  • For undergraduates students
  • U.S. Department of Education pays interest while borrower is in school and during grace and deferment periods (if you receive a Direct Subsidized Loan that is first disbursed between July 1, 2012 and July 1, 2014, you will be responsible for paying any interest that accrues during your grace period)
  • Student must be at least half-time
  • Student must have financial need
  • 4.66% rate
  • $3,500-$4,500 depending on grade level

Learn more here

Direct Unsubsidized Loan

  • Must be repaid with interest
  • For undergraduate and graduate students
  • Borrower is responsible for all interest
  • Student must be at least half-time
  • Financial need is not required
  • 4.66 % rate
  • $2,000 depending on grade level (more can be available with a written request)

Learn more here

Direct PLUS Loan

  • Must be repaid with interest
  • For parents of dependent undergraduate students and for graduate or professional students
  • Must be enrolled at least half-time
  • Financial need is not required
  • Borrower is responsible for all interest
  • 7.21% rate
  • Maximum amount is cost of attendance minus any other financial aid student receives
  • No minimum amount

Learn more here

Alternative/ Private Student Loans

  • These loans are nonfederal loans, made by a lender such as a bank, credit union, or a state agency.
  • The federal government does not fund alternative (or private) loans, which are credit-based loans approved based on the good credit history of the student and/or a co-signer.
  • Because alternative loans are funded and administered by private lenders, each has its own unique terms and conditions. You must obtain details about specific loans from the lender.

For a list of private student loan lenders, click here.
Please be sure to research lenders and choose the one that best fits your situation.