Insurance Benefits

Group Term Life Insurance:

1. Full-time regular employees are eligible to enroll in Pratt Community College's group term life insurance plan, which provides $ 15,000.00 coverage per employee, giving the employee the right to name the beneficiary of his/her choice

   Full-time and part-time (.75 FTE or more) regular employees are eligible to enroll in a second group term life insurance plan which provides $ 20,000 coverage per employee, giving the employee the right to name the beneficiary of his/her choice.

2. 100% of the premium costs for this coverage will be paid by Pratt Community College.
3. Enrollment in the group plan is not mandatory, however, the employee who waives his/her right to enroll will not receive compensation equal to premium costs in lieu of the insurance.

1. Full-time regular employees are entitled to receive group health insurance based on continuous employment as follows:
• Administrative: Family coverage, Option 1
• Professional: Single coverage, Option 1
• Classified: Single coverage, Option 1
2. 100% of the premium costs for this coverage will be paid by Pratt Community College.
3. Enrollment in the group plan is not mandatory, however the employee who waives his/her right to enroll in the coverage as provided above will not receive compensation equal to premium costs in lieu of the insurance.
4. In accordance with state law, group coverage will be available to early KPERS retirees and their spouses/dependents who were employed with Pratt Community College on a continuous basis for at least five (5) years.  Coverage for eligible retirees may cease:

   • When the retiree attains the age of 65;
   • When the retiree fails to pay the monthly premium to PCC by the 30th day of the month preceding coverage;
   • When the retiree becomes covered or becomes eligible to be covered under the plan of another employer.

   A written application must be filed with the Personnel Director within thirty (30) days following retirement.

   If coverage provided under this section is canceled, the subscriber and spouse/dependents would not be eligible for COBRA continuation benefits since no qualifying event originally occurred.  (Note: This section also applies to retired faculty members.)